Money Saving Tips on Car Insurance

fender_bender

Ugh. Insurance, right? What a pain. What a nuisance. What an expense!

The bad news is, if you drive a car, you have to have insurance. Not having it is very much against the law, and will get you into a great deal of trouble if you get caught without it.

The good news is, insurance doesn’t have to cost an arm and a leg. Here are a few things you can do to reduce your monthly car insurance payment.

Carry Liability Only

It’s surprising how many people don’t seem to know this, but you aren’t required by law to carry coverage on your vehicle itself. You can have “liability” coverage, which essentially covers you, the driver, if you cause a wreck that damages somebody else’s car. The insurance company won’t pay for repairs on your vehicle, but you’ll stay out of hot water with the law and the other driver.

Now, there is a caveat to this. If you still owe money on your car, your lending institution will probably require you to carry comprehensive coverage on it until it is paid off.

Raise Your Deductible

Buying insurance is essentially a matter of making a bet. The higher your deductible, the more confidence you’re showing in your ability to avoid a collision. Well, the insurance company is making the same bet, so the lower your deductible, the higher your premium will be, and the higher your deductible, the lower your premium will be.

There is no way to “win” here, but if monthly expenses are your biggest priority, then it makes sense to opt for a higher deductible/lower payment.

Find the Discounts

Discounts vary depending on your insurance company, but drivers can often find discounts for things like taking the bus, for driving under certain mileage thresholds and taking defensive drivers courses.

Look through your insurance company’s website. There is probably a discount for you.

Watch Your Credit

Your credit score isn’t just used for evaluating your risk as a borrower of money. Some companies — and insurance companies are among them — use your credit score to make a judgment about your general reliability, like, as a person. Your credit score is a factor in your insurance premium, so it is a good idea to make sure it’s correct, at the very least, and to work to improve it. Paying off outstanding balances, paying your bills on time and avoiding carrying large credit balances are all good ways to improve your score.

Of course, if your car is in bad enough shape that you’re not carrying comprehensive coverage on it, this is probably a good time to shop for a new one. Come see our friendly sales staff at Finnegan Chevrolet Buick GMC, and we’ll get you into just the right vehicle for your budget and lifestyle.

Raising The Bar: GMC Sierra Denali Ultimate

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When the “Denali” trim line was first introduced in the 1999 model year, few could have predicted the runaway success the nameplate would have over the following decade.  The Denali was an upgrade from the standard model designs in every sense of the word. From exterior improvements like 16″ DICKIE polished aluminum wheels and upgraded front fascia and side body panels to a cabin filled with top-of-the-line materials and tech that would make NASA engineers jealous, the Denali made an immediate and permanent mark on the automotive industry.

Fast forward fifteen years and GMC is once again raising the bar with their newly announced 2016 Sierra Denali Ultimate line. GMC recently introduced their latest addition to their best-selling trim package at the Los Angeles Auto Show and if the buzz its unveiling is any indication, GMC’s got another hit on its hands. Offered initially on their four-wheel drive Sierra 1500 Crew Cab models the Denali Ultimate package features some pretty awesome upgrades:

22″ chrome or black-insert wheels

Sunroof

Tri-Mode Power Steps

Lane Keep Assist

IntelliBeam automatic headlight controls

Integrated trailer brake

Body color bumpers

Chrome exhaust tip

Factory-installed spray-on bed liner

High-performance LED headlights

All new Denali grille

GMC LED signature lighting

Premium soft-touch interior materials

Aluminum trim

12-way power adjustable front leather bucket seats

Heated seating and leather-wrapped steering wheel

Bose premium sound system

Wireless phone charging

Power rear sliding window with defogger

Remote keyless entry and vehicle starter system

Remote locking tailgate

Power adjustable pedals

Rear-vision camera with dynamic guidelines

and much, much more…

As you can see, there is plenty to love about the new Sierra Denali Ultimate line of vehicles and when they start rolling into GMC dealerships across the nation, you can bet Finnegan Chevrolet Buick GMC will have them. Make your plans to test drive the all new 2016 GMC Sierra 1500 Denali Ultimate and put yourself behind the wheel of the ultimate dream machine.

Why Choose Denali?

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Denali: the name just oozes power and affluence. Denali National Park in Alaska is one of the last great wildernesses in North America. These precision-engineered vehicles are designed for optimal comfort and There are many reasons why you should consider buying a Denali SUV or truck, ranging from the exceptional hauling capacity to the versatility that only comes with a powerful engine paired with one of the strongest transmissions available. With the 2015 lineup, you are guaranteed to find the perfect vehicle among the several that have earned the title of Denali. Here are some of the best, and why you should consider choosing them.

Acadia Denali

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This full sized SUV has everything you would come to except with a quality GMC vehicle. Superb handling, a powerful engine, and plenty of amenities in the cab go a long way. This is the perfect vehicle for both families and those needing to haul coworkers to the worksite.

Thanks to the luxurious seats, everyone can relax and enjoy the ride! With the inclusion of Bluetooth connectivity, Color Touch Navigation radio with IntelliLink and OnStar 4G LTE Connectivity, you and your passengers will always be connected. This vehicle is great for both working adults, families, teens, and everyone in between!

Sierra 2500 Denali HD

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This full-sized pickup truck doesn’t compromise any measurable category. When you get in the cab, the first thing you will notice is the ample space for both those in the front seats, and for those in the back. There is as much space available here as with a normal 4-door sedan, making it easy to get where you need to go without making anyone uncomfortable.

For those that need to keep their gadgets charged while on the go, you will find the Sierra 2500 Denali HD accommodating. With plenty of USB2 ports, a 12V charging outlet and a 110V power outlet, you will never be wishing you had an additional adaptor or hour to spend hovering out an outlet at a fast food joint.

The Sierra 2500 Denali HD also features an advanced DURAMAX diesel engine that delivers 397 HP and 765 lb.-ft. of torque. Couple that with an enhanced Allison 1000 transmission, this is the most powerful Sierra ever.

Terrain Denali

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With refined touches such as the programmable power lift gate, you will never guess that this SUV has the ability to go off into the wilderness and chart new roads. With the optional 3.6L V6 engine, you can get 301 horsepower and 272 lb.-ft. of torque.

This is enough to yank nearly any vehicle out of a ditch, or tow a boat behind you when you head to the lake. With ambient lighting available throughout the passenger compartment, you will never have to worry about fumbling for the overhead light while driving. A simple push on the center console will get you the right amount of light where you need it most.

Yukon XL Denali

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For those looking for the best full-sized SUV on the market, the search ends with the 2015 Yukon XL Denali. This powerful vehicle can pull the largest trailer you can find, and can store plenty in the passenger compartment thanks to the folding seats.

This is the perfect vehicle for those that only need an SUV sometimes, and a covered pickup truck the rest of the time. Thanks to advanced infotainment capabilities, and exceedingly effective sound proofing, you can drive through even the noisiest environments without missing a beat of music.

If you need to carry passengers, you will be amazed to learn that the second row seats have all the features as the front row, including active heating. You will never have to worry about your passengers feeling cold while waiting for the environmental control system to kick in!

If you wanna get your hands on one of these exceptional trucks or SUVs, head over to Finnegan Chevy Buick GMC in Rosenberg today!

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Check out the latest features of the new 2016 GMC Sierra HD!

GMC is Bringing “The Denali Effect” to GM

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GMC has been benefitting from a perfect hand of cards dealt by fate lately. They are offering vehicles in some of the auto industry’s hottest markets, helping to revive an newly promising old segment, and riding lower gasoline prices to consumers’ growing re-acceptance of a product lineup not always associated with being green.

Now we have a new terminology to discuss: The Denali Effect. What this does, is explain how GMC is continually boosting the percentage of brand enthusiasts who prefer the top-of-the-line Denali versions of its vehicles. This is enhancing GM’s bottom line and also gives GMC credibility as the industry’s purest and most advanced premium truck and SUV brand.

The Numbers Game

Roughly 20% of GMC’s customers are Denali buyers and demonstrate some measure of pride in these exquisite trucks. Duncan Aldred, vice president of the GMC brand is quoted as saying; “I compare it to someone who wears designer clothes – but with the badge on the inside. If you’ve got a tailor, you don’t go around telling people. These are people who like quality and substance rather than the label – people who believe that if you do a job, do it well.”

Right now, GMC is riding a huge high. YTD sales through February were up by more than 23 percent as Americans flocked to the GMC Sierra, which is just a notch above its Silverado brethren, and to the flagship Yukon and Yukon XL SUVs. The Yukon is coming off its overhaul, and in January and February alone sold more than 80% more units than the previous model did a year ago. GMC’s Terrain saw figures rise 20% from last year as well.

How does this all fit into “The Denali Effect”? Well for starters, 60% of Yukon sales are at the Denali trim level, meaning that they come in at more than $70,000. Roughly half of the heavy-duty sales of Sierra are Denali, putting them in the $50,000-$60,000 range. Also, about 30% of GMC’s Acadias sold are Denali trimmed.

Future Forecasts

It is safe to assume that GMC is benefitting from the drop in gasoline prices, which has unofficially given millions of Americans permission to look at big vehicles again, and also more financial leeway to be able to afford them. The GMC lineup is also getting a new boost from this season’s debut of the Canyon mid-size pickup, which has joined the Colorado as a hugely winning gamble by GM on the revival of a once-vast market segment that was abandoned at the onset of the Great Recession. So far the Canyon has sold nearly 5,000 units in the first two months of this year.

Currently the GMC brand owns 3% of the U.S. market share and is planning on boosting their sales to 4% in five years, and to 5% within the next decade. Plans are on the table to enter some SUV segments where GMC is currently absent, like the compact crossover market and possibly even the off-road market as a challenger to the Jeep brand.

At Finnegan Chevy Buick GMC, we have all of your GMC truck, SUV, and Denali needs met. Come stop buy our lot today and pick one of these exceptional vehicles today!

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The GMC Canyon ranks 4.5/5 stars with Car and Driver!

Check out some sweet accessories to mod your 5th Generation Camaro!

The Yukon Denali is Bold and Beautiful

Yukon-Denali

At GMC, has a habit of doing things right the first time. We make vehicles that are Professional Grade and can serve you in all sorts of utilities. The Yukon Denali is as rugged and refined as you would think a full-sized SUV with this moniker would be. This SUV is uncompromising to the last, with every meticulous detail designed to serve you.

Ingenious Interior

The interior of the 2015 Yukon Denali is as precise as it it luxurious. It stands apart from the competition and commands awe and admiration as soon as you step inside the vehicle. The impressive premium features include an authentic burnished aluminum trim, genuine Java Burl poplar wood inlays, a heated steering wheel, heated and cooled front seats, and three distinct heating and cooling zones for maximum passenger comfort.

Yukon-Denali-Interior

The interior’s acoustics have been specifically tailored to reduce outside noise and actually improve the aerodynamics of the vehicle. This is achieved with the redesigned doors, side mirrors, acoustic-laminated windshield, front-door windows, and triple-sealed doors. The valved exhaust system drastically reduces interior noise and vibration, while textile liners in front- and rear-wheel houses add to this effect.

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With seating for seven in the spacious interior, there is also plenty of room for all of your passengers’ gear. Not only are the front seats heated and cooled, but the second row power fold-down bucket seats are also heated. Behind the articulated 8-inch color touchscreen there is a lit storage compartment, and underneath the center console lies a compartment large enough to act as a file cabinet or laptop computer storage on-the-go! The third-row seats also fold and act as part of the rear cargo management system.

Efficient Exterior

From headlight to taillight, the exterior appearance of the GMC Yukon Denali exudes style. This edition of the SUV features the Denali-specific grille and chrome accents that have come to be associated to the Professional Grade mantra. The Yukon Denali also features high-intensity discharge (HID) projector beam headlamps, full LED turn signals and daytime running lamps with GMC’s graphic light signature, and available power-retractable illuminated assist steps. The GMC Yukon Denali comes equipped with a sophisticated, intuitive keyless entry system.

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It allows you to access all four doors and the rear liftgate when it senses your key fob approaching. When you exit, the vehicle automatically locks within several seconds of the last door being closed. Speaking of the rear liftgate, did we mention that it’s hands-free and powered? Oh it also allows you to adjust the gate height at the touch of a button. Inside the cabin or out, your key fob can open the gate for easy access. The rear glass opens by itself too for easy cargo loading without having to raise the full liftgate.

If this rugged, bold SUV piques your interest, then you should come on down to Finnegan Chevy Buick GMC in Rosenberg today! We have a full lineup of these amazing SUVs in every trim, not just Denali! Come get your very own SUV that’s as bold as the Yukon Northwest!

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Take a look at GMC’s Pro Grade Protection.

Get hooked up with Sirius XM Satellite Radio in your new Yukon Denali!

GMC Sierra 1500 vs. Ford F-150

What does it mean to be superior? We think it means you are better in every aspect compared to the competition. In that sense, the all-new Sierra 1500 pickup is superior in a big way. The 2014 Sierra 1500 is the new standard in performance, technology, and fuel economy. But don’t just take our word for it. Let’s put the Sierra 1500 to the test against the Ford F150.

Using Fuel Smartly

Fuel economy is one of the most important aspects of a quality pickup. The Ford F-150 gets a respectable 17 MPG in the city and 23 MPG on the highway, but the all-new Sierra 1500 exceeds expectations with 18 MPG in the city and 24 MPG on the highway. The Sierra 1500 not only gets you where you need to go faster, it can get you their with less fill-ups than the Ford F-150.

Power to Pull

If you are a truck fan, then you understand the importance of torque. Torque is the twisting rotational force generated by the engine and pushes you back in the seat when you step on the accelerator. Torque is what gets you to the speed you want quickly. The all-new Sierra 1500’s 305 lb.-ft. of torque blazes past the Ford F150, which gets a mere 278 lb.-ft. If you are looking for a pickup with more pickup, then the 2014 Sierra is the truck for you.

A Promise to You

The all-new Sierra 1500 is not only superior in performance and fuel economy, but it is also far superior in terms of warranty. The 2014 Sierra 1500 comes with roadside assistance and a limited powertrain/drivetrain warranty for up to 100,000 miles. The Ford F-150 has roadside assistance and a warranty for up to only 60,000 miles.

Be Superior

It is clear to see that the all-new Sierra 1500 is superior to the Ford F-150. If you’re looking to get behind the wheel of a superior vehicle like the 2014 Sierra 1500, then come by Finnegan Chevy Buick GMC. You can trust that we’ll have the Sierra you’re looking for at the right price. We are happy to serve the surrounding areas of Sugarland, Richmond, Rosenberg, and Missouri City. Stop by today for a test drive!

Finnegan Chevrolet Buick GMC
26529 Southwest Freeway
Rosenberg, TX 77471
(281) 725-6075

New 2014 GMC Yukon XL 1500 SLT For Sale

2014 GMC YUKON XL 2WD 4DR 1500 SLT Cover

MSRP: $59,815

Click Here For Pricing Info

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Exterior Color: Black Model Code: TC10906
Engine: 5.3L V8 SPI Flex Fuel Transmission: Automatic
Stock Number: G14202 VIN Number: 1GKS1KE03ER173951

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The 2014 GMC Yukon XL 1500 SLT:

The all new 2014 GMC Yukon XL 1500 SLT is here and its loaded with the most coveted features available today. The extremely comfortable cabin has plenty of room for all of your friends and family as well as the latest in safety features to keep them safe. The powerful 5.3 liter V8 engine will bring some excitement back into your daily drive. Take a look at some of the most impressive features in this 2014 GMC Yukon XL 1500 SLT:

Entertainment Features:

  • AM/FM Stereo w/CD Player
  • Sirius/XM/HD Satellite Radio
  • 9-Speaker Bose Premium Sound System w/Subwoofer
  • MP3 Playback
  • Radio Data System (RDS)
  • USB port
  • 7-inch touch-screen Color Interface Display (CID)
  • Bluetooth

Interior

  • Cruise Control
  • Tri-Zone Automatic Climate Control Air Conditioning
  • Rear Auxiliary Air Conditioning
  • 6-way power driver and front passenger seat adjusters
  • Remote Vehicle Start System
  • Theft Deterrent System
  • Audio and Cruise Control Mounted on Steering Wheel
  • Leather-Wrapped Steering Wheel
  • Driver Information Center

Technical

  • Engine: Vortec 5.3L V8
  • Horsepower: 320 hp @ 5400 RPM
  • Torque: 335 lb-ft @ 4000 RPM
  • Automatic Transmission
  • 4-Wheel Anti-Lock Braking System
  • Rear Wheel Drive

Safety

  • StabiliTrak Stability Control System
  • LATCH system
  • Front and Side-Impact Airbag System for Driver/Front Passenger
  • Rear Park Assist with audible warning
  • OnStar Navigation/Roadside Assistance Package
  • Tire Pressure Monitoring System

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Finnegan Chevrolet Buick GMC is the best place to shop for a car in Houston. Their incredibly friendly staff of vehicle experts are ready to answer all of your questions and make you confident in your vehicle purchase. Come take a test drive today and drive away in the vehicle of your dreams!

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The 2014 GMC Yukon XL 1500 SLT is really popular, but if this one is gone don’t fret. Finnegan’s massive inventory is filled with many more awesome vehicles. If you need any more help, you can contact them any time or simply call new sales: 281-725-6068

New Silver 2014 GMC Terrain SLE-1 For Sale

2014 GMC Terrain SLE-1 Cover

MSRP: $26,166

Click Here For Pricing Info

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Exterior Color: Silver Model Code: TLF26
Engine: 2.4L 4-Cylinder SIDI Transmission: Automatic
Stock Number: G14195 VIN Number: 2GKALMEK4E6193687

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The 2014 GMC Terrain SLE-1:

The all new 2014 GMC Terrain SLE-1 is finally here and is bringing with it a ton of updated, high-tech features that are sure to impress. With a surprisingly powerful 2.4 liter I4 engine and extremely efficient 32 MPG highway fuel economy, this SUV will save you money at the pump. The luxurious interior not only has a lot of cargo space, it is also loaded with the latest safety features to help keep you and your passengers safe every time you drive. Take a look at some more of the impressive features in this 2014 GMC Terrain SLE-1:

Interior Features:

  • AM/FM Stereo w/CD Player
  • SiriusXM Satellite Radio Package
  • MP3 Playback
  • 7-Inch Color Touch Screen Display
  • USB Port
  • Auxiliary Input
  • 6-Speaker Sound System
  • Bluetooth Wireless Connectivity
  • Tilt and Telescoping Steering Column
  • Power Windows w/Express Down
  • Power Door Lock w/Keyless Remote Entry
  • Remote Keyless Entry
  • Cruise Control
  • Single Zone Automatic Climate Control Air Conditioning

Technical

  • Engine: 2.4L DOHC 4-cylinder SIDI
  • 6-Speed Automatic Transmission
  • 4-Wheel Anti-Lock Braking System
  • Front wheel drive

Safety

  • StabiliTrak Stability Control System
  • Traction Control
  • Daytime Running Lights
  • Dual-Stage Front and Side Impact Airbag System
  • Rear Vision Camera
  • OnStar Navigation and Road Side Assistance Package
  • Tire Pressure Monitoring System

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Finnegan Chevrolet Buick GMC is the perfect place for you to start your car shopping experience. Their massive lot of the best cars, trucks, and SUVs in Houston will be sure to have everything you are looking for. Let their trained staff of vehicle experts answer any and all of your questions so you can drive off in the car of your dreams!

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(If this 2014 GMC Terrain SLE-1 has already been sold there is no need to worry. Finnegan’s huge inventory is filled with many more awesome vehicles. If you need any more help, you can contact them any time or simply call new sales: 281-725-6068)

New 2014 GMC Sierra 2500HD Crew Cab SLT For Sale

2014 GMC Sierra 2500HD Crew Cab SLT Cover

Dealer Price: $58,780

Click Here For Pricing Info

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Exterior Color:  Silver Model Code: TK20743
Engine:  Duramax 6.6L V8 Turbo Diesel Transmission: Automatic
Stock Number: G14017 VIN Number: 1GT121C8XEF112265

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2014 GMC Sierra 2500HD Crew Cab SLT:

The brand new 2014 GMC Sierra 2500HD Crew Cab SLT is finally here and ready to blow you away with all of its amazing improvements. The powerful 6.6 liter V8 Turbo Diesel engine and precise four wheel drive system will guide you through any of your toughest jobs with ease. Inside the roomy and luxurious cabin, the new Sierra 2500HD has all of the latest high-tech features that won’t disappoint. Take a look at some of the most impressive features in this new 2014 GMC Sierra 2500HD Crew Cab SLT:

Interior Features:

  • AM/FM/SiriusXM
  • Bose premium speaker system
  • Steering wheel audio controls
  • Remote Keyless Entry
  • Cruise control
  • Driver Information Center
  • Bluetooth
  • Auxiliary input jack

Technical:

  • Duramax 6.6L V8 Turbo Diesel
  • Variable Valve Timing
  • 360 Horsepower
  • 380 Lb.-Ft. Torque
  • Four wheel drive
  • auxiliary external transmission oil cooler

Safety:

  • StabiliTrak
  • Proactive Roll Avoidance
  • Electronic trailer sway control
  • Hill start assist
  • Daytime Running Lamps
  • OnStar
  • Tire Pressure Monitoring System

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The staff at Finnegan Chevrolet Buick GMC are trained and eager to give you the most well-rounded car shopping experience you have ever had. Come browse their massive lot of the best cars, trucks, and SUVs in Houston. Bring your family to Finnegan Chevrolet Buick GMC and drive off in the car of your dreams today!

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If  this 2014 GMC Sierra 2500HD Crew Cab SLT has already been sold there is no reason to worry. Finnegan Chevrolet Buick GMC has the best selection of similar trucks consistently in stock. For more information on this specific truck or any others, contact Finnegan or simply call new sales: 281-725-6068

New White 2014 GMC Acadia Denali For Sale

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MSRP: $52,225

Click Here For Pricing Info

281-725-6068
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Exterior Color: White Model Code: TR14526
Engine: 3.6L V6 Transmission: 6-Speed Automatic
Stock Number: G14244 VIN Number: 1GKKRTKD4EJ285694

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The 2014 GMC Acadia Denali:

The all new 2014 GMC Acadia Denali has the latest and greatest features that will cover everything on your car shopping checklist. With a ton of cargo room and a massive 3.6 liter V6 engine, this SUV can handle all of your transportation needs. In the luxurious cabin you will find a powerful 10-speaker Bose speaker system as well as a SiriusXM satellite radio system that will keep you entertained every time you drive. Take a look at the rest of the most impressive features in this 2014 GMC Acadia Denali:

Entertainment Features:

  • AM/FM Stereo w/CD Player
  • SiriusXM Satellite Radio Package
  • USB Port
  • Auxiliary Input Jack
  • 10-Speaker Bose Sound System
  • 6.5-Inch Touch Screen Display

Interior

  • Reclining Front Bucket Seats
  • 8-Way Power Driver seat w/Power Recline and Lumbar Control
  • Leather-Wrapped Steering Wheel
  • Tilt and Telescopic Steering Column
  • Rear Vision Camera
  • Power Windows w/Driver Express Down
  • Programmable Power Door Locks w/Lockout Protection
  • Remote Keyless Entry w/Two Transmitters
  • Remote Vehicle Start
  • Cruise Control
  • Tri-Zone Front Climate Control Air Conditioning
  • Rear Window Defogger

Technical

  • Engine: 3.6-Liter V6
  • Horsepower: 288 hp @ 6,300 RPM
  • Torque: 270 lb-ft @ 3,400 RPM
  • 6-Speed Automatic Transmission
  • 4-Wheel Anti-Lock Braking System
  • Front Wheel Drive

Safety

  • StabiliTrak Stability Control System
  • Daytime Running Lights
  • Front and Side-Impact Airbag System for Driver/Front Passenger
  • Side Blind Zone Alert
  • Rear Cross Traffic Alert
  • OnStar Navigation/Roadside Assistance Package
  • Tire Pressure Monitoring System
  • Automatic Crash Response

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Finnegan Chevrolet Buick GMC is you one stop shop for any car, truck, or SUV in Houston. Come and see their massive lot and let their expertly trained staff walk you through the most pleasant car shopping experience possible. Come take a test drive and drive away in the car of your dreams today!

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(This 2014 GMC Acadia Denali is going fast so if this particular vehicle is gone don’t fret. Finnegan’s massive inventory is filled with many more awesome vehicles. If you need any more help, you can contact them any time or simply call new sales: 281-725-6068)

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